Putting Employers First in Health Benefits Management
At J&K Consultants, we put the employer first by offering an array of programs and services related to cost containment and risk management strategies.
Cost savings, while maintaining robust coverage options for your work force, are the hallmark of the J&K approach. Our goal is to provide concise, accurate, and usable advice that directly contributes to the profitability and success of your business.
Featured Services
Risk Management Strategies
In-depth analysis and review of the employer's employee health care
plan. Provides the foundation for cost-savings across
all of our health care management services.
Learn more about Risk Management Strategies
MERP
Realize significant cost reduction by moving employees from your
health care plan to an alternate group health plan. Reimbursement of
out-of-pocket expenses for the entire family help make this strategy
attractive for employee retention and recruiting.
CRX Drug Program
When your employees electively enroll in the CRX Drug Program, they
gain access to Tier 1 brand maintenance medications at costs near 50% of
the standard costs for over 350 different maintenance drugs. Employer
prescriptions costs are significantly reduced.
Learn more about CRX Drug Program
Dialysis MERP
This MERP is designed to prevent providers of dialysis services from
overcharging for their services. By amending the employer's plan,
dialysis patients become eligible Medicare Beneficiaries on a secondary
basis within 4 months.
Learn more about Dialysis MERP
Our Unique Approach
Today's business environment encourage against using a customized approach to address problems. J&K's philosophy is that employee benefits and business risk should be tied together and managed as a system appropriate to your business plan. Furthermore, this system should complement management's objectives in meeting that plan and not conflict with short or long-range goals. Therefore, when we examine a problem, we examine it within the larger business framework.
Client Testimonials

At J&K, we have a range of referrals and testimonials that are available upon request, via a special login. Contact us for a temporary login and password, then click the button below.